Coming Soon...
Same Day Credit!
To better serve you, starting on Wednesday January 2nd we will be offering Same Day Credit! No more rushing to be the cutoff time. You will get same day credit on your deposits on normal business days (Monday - Friday excluding Federal Hoildays). Some of our branch location hours will also be changing on January 2nd as well. Below is a listing of what our hours will be at our locations. If you have any questions please contact your M&S Banker. Thank you for the opportunity to be your banker.
| Branch Name and Phone # | Lobby Hours | Drive Thru Hours | 24 hr ATM Access |
| Tower Road (352) 264-7275 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| Archer Road (352) 264-2950 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| Hunters Crossing (352) 264-7200 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S Closed |
Yes |
| Main Street (352) 264-7250 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| Oak Hammock (352) 264-7240 |
M-F 9am-1pm Appts available after hours S Closed |
N/A | Yes |
| The Village (352) 264-1940 |
M,W,F 9am-1pm T,Th Closed Appts available after hours S Closed |
N/A | Yes |
| High Springs (386) 454-1785 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| Hawthorne (352) 481-2411 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| Melrose (352) 475-1413 |
M-Th 8:30am-4:30pm F 8:30am-6pm S Closed |
M-Th 8:30am-4:30pm F 8:30am-6pm S 9am-12pm |
Yes |
| Keystone Heights (352) 475-7275 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| 10th Street (352) 368-2090 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S 9am-12pm |
Yes |
| Maricamp (352) 629-3661 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S Closed |
Yes |
| Bonnie Heath (352) 237-0358 |
M-Th 9am-4pm F 9am-6pm S Closed |
M-Th 8am-5:30pm F 8am-6pm S Closed |
Yes |

